Northwest Montana Organized Crime Ring Exposed – Whitefish Credit Union CEO Appears to Be an Active Member

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Whitefish Credit Union (WCU) is the largest credit union in Montana with assets valued at $2.28 Billion as of August 2023. Sadly, the success of WCU and its dominance in the credit union industry has been called into question lately as several current and former credit union members have made severe claims, with evidence, surrounding the legality of the loan practices of WCU.

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Current President and CEO James Kenyon has been at the helm of WCU since 2009. Under Kenyon’s leadership, membership has continued to rise and assets held by WCU have almost doubled in value. By all accounts, Kenyon is a solid, upstanding CEO who just outworked the competition to put his credit union on top.

But what if work ethic and a bit of luck were not the actual reason that WCU had enjoyed such dominance over their rivals? What if the reason that WCU dominates is that the Executive Leadership and their surrogates are willing to break laws and ignore regulations to fatten their portfolios? What if the County Attorney and at least 3 sitting District Court Judges are in on the scam and covering for the crimes of WCU and its agents?

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The answer to these questions and many more will be forthcoming in the days and weeks ahead as NorthWest Liberty News continues to expose the organized crime ring operating within Flathead Valley and, more specifically, the numerous crimes that appear to have been committed by its banking arm and their agents.

As mentioned earlier, Kenyon serves in a dual role as President and CEO of WCU, a position that gives him enormous power and the license to do just about whatever he pleases within the credit union walls. However, one thing that Kenyon is not allowed to do lawfully is transfer real property, and if convicted of doing so faces a long prison sentence.

The Evidence

Katherine (Kathy) Wilson is a Licensed Private Investigator in Montana, an Officer of the Court, and is also considered an expert witness who enjoys an impeccable reputation. Wilson was hired by Thorco, Inc. to investigate Thorco’s claim that WCU had unlawfully acquired its land in Somers, Montana. Wilson, a consummate professional, did a thorough and detailed investigation that yielded 6 signed Affidavits, some of which will be referenced in this article and several more going forward.

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Although our investigations discovered suspicious loan practices that occurred right after Kenyon took control in 2009, for the sake of this article we will be putting that aside for now and solely focusing on the case involving Thorco, Inc., beginning in 2022.

The link below contains the letter and quitclaim notification written to Dennis Thornton, CEO of Thorco, which was processed on May 12, 2022. The letter was sent by Title Financial Specialty Services (TFSS), the only legal entity authorized to transfer property for WCU. See the quitclaim letter by clicking here.

The letter, dated May 12, 2022, is short but powerful and clearly illustrates WCU’s transfer of Thorco’s property back to Thorco, unencumbered, through their registered entity, TFSS.

*Click Images to magnify*

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As you can see by reading the text of the letter above, the property in question was quitclaimed over to Thorco, Inc., and all liens were released. Essentially, the letter from TFSS transfers Thorco’s property back to Thorco free and clear with the full authorization of WCU, but more on that later.

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Before we begin to cover the actions of Kenyon, let’s first examine the Quitclaim deed, what it means, and, more importantly, under what circumstances it can be rescinded. save an inadvertent mistake.

The quitclaim deed is a legal instrument that is usually issued by a title company to a landowner at the behest of a lender which conveys the land to the landowner, while at the same time voids (quits) all claims against the land. Once a quitclaim deed is issued to a party, there are only two ways that it can be rescinded, minus an “inadvertent mistake” by the title company.

The first way to rescind a quitclaim is for the landowner who received the quitclaim to write a certified letter conveying their intentions to release the property back to the issuer of the quitclaim.

The second and final way to rescind a quitclaim is for the issuer to provide proof that their action to convey the quitclaim was executed under duress or threat.

For the sake of the document from Kenyon that you will soon view below, it should be noted that neither of the 2 scenarios outlined above transpired in the Thorco case.

Just about a month after TFSS lawfully transferred Thorco’s property back to its rightful owners, WCU CEO James Kenyon filed a “Corrected Release of Mortgage” and accused TFSS of transferring Thorco’s property without WCU approval. James Kenyon lied. Kenyon’s letter can be read by clicking the image below.

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The document above, although it appears official and has a fancy stamp, is fraudulent and full of lies. Furthermore, it constitutes property theft according to our interpretation of the Montana Code, as Kenyon deployed deception to re-acquire Thorco’s property. As noted previously in this article, there are only 2 ways to “take a property back” after it has been quitclaimed, and an authorized transfer by a title company is not one of them. Below is the MCA explaining what constitutes theft.

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The document that Kenyon filed above to reclaim Thornton’s property is a counterfeit document that places Kenyon in peril of receiving a 10-year prison sentence if charged and convicted That is, of course, based on the premise that there are honest judges and prosecutors in Flathead County. Sadly, there are not.

Based upon the claims outlined in Kenyon’s counterfeit letter, Private Investigator, and Officer of the Court, Kathy Wilson called TFSS to verify that they had the legal right and authorization to transfer the Thorco property from WCU to Thorco, Inc. The corresponding conversation can be seen below.

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As determinable by the above-captioned conversation, TFSS was authorized by WCU to transfer Thorco’s property back to its rightful owners, Thorco, Inc. In the screenshot below, you will see Attorney Sean Frampton referenced by Kathy Wilson. I will be reporting on the criminal activity of Sean Frampton in a later article, but for now, you can reference an article that I published previously on Frampton by clicking here.

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As determined by Wilson’s Expert Witness Report and the Montana Securities and Exchange Commission, anyone besides TFSS that transferred property in the name of WCU committed Securities Fraud and Counterfeiting. Couple those crimes with trying to collect a debt twice, and everyone involved is subject to a RICO investigation.

In addition to the criminal activity outlined by Kenyon above, there is also the case of the missing $4 million dollars that does not appear on WCU’s 5300 Report, which is required to be recorded and forwarded to the National Credit Union Association every quarter. You can read more about the missing $4 million by clicking here.

In summary, it appears that Kenyon, along with the other members of his organized crime ring, have committed several felonies against unsuspecting credit union members and have planned, orchestrated, and participated in a sophisticated property theft operation in Flathead County which includes the County Prosecutor, at least 3 District Judges, several local attorneys, the Montana Banking Commissioner, members of WCU Executive Leadership, possibly its Board of Directors, and, last but not least, the Montana Supreme Court.

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Our next article will cover the felonious conduct of Supreme Court hopeful Dan Wilson, who should be in leg irons when this investigation is completed.

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